NEW HAMPSHIRE
Get an understanding of mortgage lending and insurance state licensing and continuing education requirements.
New Hampshire Mortgage License Requirements
Learn about the New Hampshire mortgage education requirements for mortgage licensing. In the state of New Hampshire, mortgage loan originators are required to:
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Complete a Criminal Background Check (CBC).
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Authorize a credit report through the NMLS.
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Fulfill all state and federal education requirements as designated by your state agency.
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Take and pass a National Test.
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Sponsorship by a licensed company.
New Hampshire NMLS Pre-Licensing Education Requirements:
New state-licensed MLOs are required to complete 20 hours of NMLS-approved education. This includes:
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3 hours of federal law
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3 hours of ethics
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2 hours of non-traditional mortgage lending
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10 hours of electives
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2 hours of New Hampshire state-specific education
New Hampshire Continuing Education Requirements:
State-licensed MLOs are required to complete 8 hours of NMLS-approved mortgage education annually beginning the year they are licensed (unless PE was completed in the same year). This includes:
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of electives
MLOs are advised that to comply with the SAFE Act’s “successive years” rule, they may not take the same CE course two years in a row.
New Hampshire Mortgage Licensing:
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New Hampshire Banking Department
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Phone: 603-271-8675
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Website: www.nh.gov/banking
NMLS Resources:
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Professional Standards: Mortgage Education
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Professional Standards: Criminal Background Check
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Professional Standards: Credit Report
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Professional Standards: MLO Testing